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Regular and recurring evaluations of asset quality, internal controls and administrative procedures is fundamental to effective risk management

Credit Analysis Support

In response to the demand from our existing clients, CHASTON expanded its line of services during the late 1990’s to encompass outsourced credit analysis. It has been our objective to bring the same high quality level of service which we provide in all other facets of our business to the process of formally analyzing existing and prospective commercial credit relationships.

For more than 10 years, CHASTON has provided commercial credit analysis support to a segment of its client base. Many clients have used these services temporarily, to bridge gaps in staffing, handle unexpected new loan volume or jump start a new credit department initiative. In other cases, our firm has been engaged on a more permanent basis, as clients outsource the analysis function to forego the need to hire, train and manage analysis resources.

CHASTON'S objective will be to perform a thorough independent analysis of the credit-worthiness of the subject borrower. This results in a recommendation for approval/decline of requested credit in the case of new lending opportunities or reapproval of existing credit facilities. Chaston's service in this area can be used to supplement or replace the need for hiring, training and managing an in-house credit staff, as we will take on the responsibilities for providing trained, experienced personnel as your analytical needs warrant.

If you think your bank may be interested in learning more about outsourced credit analysis, please contact Jack D’Ambrosia at (978) 686-3688 or

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